How We Work

A brief introduction about our program

We are a platform that provides you with access to tens of thousands of doctors across the US, without the hassles of referrals and pre-certifications. 

With Rethink My Healthcare, you can see any provider in the network, and only be charged pre-negotiated discounted rates on common procedures.

Our members typically save hundreds on an average office visit, and thousands on common medical procedures.

We’re not an insurance company, and we will never be one. 

Rather, we’re a medical services provider that rewards you for living a healthy life, by offering:

- $0 copay visits with board certified doctors.
- $0 copay mental health (counseling and psychiatry) visits.
- Access to a network of over 100,000 dentists nationally.
- Pharmacy and vision discount programs.

All those services and more, for as little as $60 per month. There’s no underwriting questions to answer. No network restrictions. And no coordination of benefits to worry about.

Is This Insurance?

No we are not insurance, we are a platform that helps cut out insurance companies so you can get great healthcare at an affordable prices. We do pair well with High Deductible Plans or as a complete insurance alternative.

We found that most Americans pay anywhere from $6,000 - $18,000 a year in premiums alone! Add on a deductible it's almost obscene.

We decided to take matters into our own hands and start building networks of healthcare providers who also don't want to deal with insurance and would rather give great healthcare at affordable prices.

Can I See My Normal Doctor?

Most doctors will accept cash prices but not all. If you want to know about seeing your current doctor please reach out to them directly. We will partially reimburse some doctor visits on a case by case basis.

We do recommend that you use our Tele-Medicine service first and see what that Doctor recommends for next steps.

Does this count for the ACA/Health Insurance Mandate?

We do not qualify for the minimum guidelines because we are not insurance, we are a direct pay healthcare network.

The good news is that the Federal Penalty is no longer in effect, so if you do not have health insurance you no longer have to pay a fine.

I have Diabetes or other Pre-Existing Conditions is this for me?

We do not discriminate against people with Pre-Exisiting Conditions, you are always welcome to join us.

That being said we are not a one size fits all solution, and if you see specialists regularly or take certain medications having a real health insurance plan might be better.

Will you be adding more services?

We are constantly working to add more services as we can. If you have any suggestions feel free to reach out.

Is there any cancellation fees?

Nope there is no cancellation fees!
Our plans provides discounts at certain providers for healthcare, wellness, and lifestyle services. Members must pay for all services at the time of service, but will receive a reduced price from those providers who have contracted with the program operator. Providers may not be available in all locations. Offers are subject to change without notice.