Nationwide affordable coverage. Can you afford NOT to change?

Medical cost sharing, or health sharing ministries, are a group of like-minded individuals that agree to come together and help each other pay their medical expenses.

We hold our claims pool inside of a 501c3. That means it can only be spent on our members medical care. With health insurance your premiums are used to pay crazy overhead expenses, inflated salaries, and all sorts of other expenses that have nothing to do with your care. With us, 80% of all payments go directly to care, the remaining 20% go to preventative services, administration and customer care. We are a non-profit, so profiting from your misfortune is something we don’t do.

We offer monthly plans that are about 40% cheaper than traditional health insurance premiums. We do this by cutting out over 50% of the normal overhead associated with claims and service. Plus we help you proactively manage your health by covering healthy preventative procedures up front, like flu shots.